What Dollar cost averaging does

In a normal market Dollar cost averaging helps you catch the normal ebbs and flows of the market.  Timing a market on a general trend is a risky business. However we are not in a normal market.  We are in a very volatile bear market. Likely with another 20% downward trend. So likely if you are a young gen Xer or a millenial new to 401k investing your basis for average is probably well above current market levels. Its time to sell.  There will be a nice bottom that you will be able to catch before the recovery.  The market needs a sign that liberalism is dead. The Great Depression of the 20th century instiutionalized liberalism.  The Great Depression of the 21st century will help reform and change it.  Herman Cain or Mitt Romney after receiving the nomination will inject a huge level of confidence among all businesses interested in making a profit and hiring. This is what is needed to save this economy. Not a pesky jobs program. Once that is in place investors will start to return to the market and so should you.